Fill your cart: When you are done shopping, select Affirm at checkout.

Choose how you pay: Enter a few pieces of information for a real time decision.

Pay over time: Pick the payment plan you like best and make payments at affirm.com or in the Affirm app. You'll get e-mail and text reminders.

Rates from 0-36% APR. For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. See affirm.com/licenses for important info on state licenses and notifications.

AFFIRM FAQ'S

Q: Can I pay off my purchase early?
A: Yes! There's no penalty for paying early.

Q: How do I make my payments?
A: You can make or schedule payments at affirm.com or in the Affirm app for IOS or Android. Affirm will send you email and text reminders before payments are due.

Q: Can I return an item I bought with Affirm?
A: Yes-you can return an item you bought with Affirm by initiating the return process with the store.

Q: Does checking my eligibility affect my credit score?
A: No-your credit score won't be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm's Help Center.

Q: Do I need a mobile number to use Affirm?
A: Yes, you'll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it's really you who is creating your account and signing in.

Q: Where can I learn more about Affirm?
A: You can visit their website at affirm.com

Quick & Easy

An easy application process. Know in seconds if you've been approved!

Accessible

All credit types welcome. Snap believes you’re more than your credit score.¹

Flexible Ownership Options

Plans that work with your paydays and lower cost of ownership with early payoff options.

Why Snap?

Snap is a lease-to-own financing provider that empowers credit-challenged shoppers with the buying power to get what they need now.¹

Snap Has Your Back

Snap believes in transparency, so you’ll know up front the cost of your lease.

Snap offers a 100-Day Option, which offers a considerable reduction in the overall cost of your lease.²

¹ The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available in Minnesota, New Jersey and Wisconsin. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with the lease-to-own application. Not all applicants are approved.

² Standard maximum lease term is 12 – 18 months. To exercise this option, consumers must ensure the full 100-day amount is paid within 100 days by contacting Customer Service at 1-877-557-3769 or scheduling payments in the customer portal. The 100-day option includes a cost of lease above the merchandise price.

Some restrictions on leasable electronics may apply. See merchant for exclusions.

A financing alternative with no credit required!

Katapult is a revolutionary no credit required lease-to-own payment option that allows you to lease Wheel & Tire Packages, Lift Kits, and any other accessory purchases for just $45 due at checkout! Applying for Katapult takes less than a minute and won't affect your credit score. Katapult sets you up with easy scheduled payments and you choose when to pay off. The sooner you pay off the more you save, or at the end of your term, you own the items free and clear. Click below to apply for Katapult's lease-to-own financing today!